Charity is one of the most beautiful deeds that brings great goodness and reward to its giver, provided it is done sincerely for the sake of Allah. Charity is a spiritual worship that brings a Muslim closer to their Lord, contributing to their growth and granting entry to Paradise, as it is the best way to protect from Hellfire.
Therefore, let your charity be the light that illuminates your life with reward, goodness, and forgiveness. Be among the first to give it to win Allah's love. We present this article to explore the meaning of charity along with Quranic verses and authentic Hadiths that highlight its virtue and its role in averting calamities.
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Charity is anything voluntarily given to those in need with the intention of seeking Allah’s pleasure. Charity can be food, money, clothing, or even moral support such as kind words and helping others.
Charity linguistically: The word charity is derived from the root "S-D-Q" meaning giving sincerely and with complete honesty.
Several verses in the Holy Quran indicate that charity can avert calamities as it protects its giver from misfortunes and brings blessings through giving to the needy openly or secretly for the sake of Allah. Among them:

Authentic Hadiths confirm that charity averts calamities and protects from misfortunes, being one of the best deeds that multiplies reward and brings one closer to Allah. Some of these Hadiths include:
Giving charity to avert calamities is recommended in Islamic law, especially as many Quranic verses and Hadiths show that charity protects from misfortunes, shields the giver from disease, and can even change destiny.

Charity has great virtue in averting calamities as follows:
Here are some of the best forms of charity to avert calamities:
Charity has many fruits and great virtues, including:
Charity has great virtue in erasing sins and misdeeds. It protects from calamities, draws closer to Allah, and grants His pleasure. The Prophet said: "Charity extinguishes sins just as water extinguishes fire." Allah also says in the Quran: {And He will remove from you some of your misdeeds.}
Charity increases the blessing in wealth rather than decreasing it. Allah opens unexpected doors of sustenance for the giver, and blesses it. Allah says: {The example of those who spend their wealth in the way of Allah is like a seed [of grain] that sprouts seven ears, in every ear a hundred grains. And Allah multiplies [His reward] for whom He wills.}
Charity is one of the greatest causes of entering Paradise and drawing closer to Allah. Those who spend in Allah’s way are elevated in status. Charity protects from Hellfire and opens a special gate called the "Gate of Charity" for the giver. The Prophet said: "O women, give charity and increase in seeking forgiveness, for I saw you as the majority of the people of Hell." (Muslim)
Charity shields a person from calamities such as disasters, accidents, drowning, fire, and destruction. It also relieves fears before death, offering protection in this life and the Hereafter. The Prophet said: "Acts of kindness protect from disasters, secret charity extinguishes the wrath of the Lord, and maintaining kinship increases lifespan."
Charity purifies the soul from sins and desires, instilling virtues of goodness, generosity, and altruism. Giving to the needy brings great reward, blessings in wealth, joy, and serenity, as one gives hoping for Allah’s pleasure. Allah says: {Take from their wealth a charity by which you purify them and cause them increase.}
Yes, charity averts calamities and protects the giver from misfortunes by Allah’s permission.
Yes, it is permissible. Giving charity to avert calamities is recommended as it brings good and prevents harm.
The Prophet said about charity:
Charity forgives sins, opens the doors of Paradise, saves from Hellfire, brings peace and joy to the heart, averts calamities, erases misdeeds, and blesses wealth and possessions.